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Expert Inheritance Tax Planning Adviser

If you’re confused about inheritance tax, or you’d like to learn more about getting your affairs in order, our specialist service is here to help.

Step 1 of 3 - about you

IHT Planning is best dealt with holistically, taking into account all of your finances and goals

We have many years of experience in advising clients across the country who wish to use legal processes to protect their estate, and we provide a tailored service for each individual. Our company is well qualified to answer questions and enable you to organise your assets.
Business Property Relief invests in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.

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We have the expertise to help clients navigate the complexities of inheritance tax. Start planning today…

Inheritance Tax UK provides professional, precise advice for our clients and their future. We aim to help individuals like yourself, plan and make the most out of your assets and liabilities. IHT UK specialise in Inheritance Tax Planning.

Flexible Reversionary Trust

The FRTs (Flexible Reversionary Trust) are effective for IHT planning purposes and are versatile in meeting the client’s income needs.
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Save 40% IHT over 7y

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Money remains invested in line with risk preferences

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Optional access to 10% of your capital each year

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Keep control over money and eventual beneficiary(ies)

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Trust set up is semi-complicated

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Investment amount usually limited to Nil Rate Band

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Must survive for 7y

Discounted Gift Trust

A discounted gift trust (DGT) is a trust based inheritance tax (IHT) planning arrangement for those who wish to undertake inheritance tax planning but also need an income.
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Immediate IHT discount

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Further IHT saving (up to full 40%) over 7y

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Money remains invested in line with risk preferences

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Keep control over money and eventual beneficiary(ies)

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Will provide a regular income with deferred tax

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Trust set up is semi-complicated

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Investment amount usually limited to Nil Rate Band

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Income amount is not adjustable

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Must survive for 7y on non-discounted portion

Loan Trust

A loan trust is used to move future accumulation of capital outside of a taxable estate. It is a device for freezing or slowing down estate and IHT expansion.
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Limits growth in IHT liability

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Retain full access to initial investment

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Any growth is outside of your taxable estate

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Keep control over money and eventual beneficiary(ies)

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Money remains invested in line with risk preferences

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Can draw an income with deferred tax

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Doesn't reduce current IHT liability

Whole of life

This option (Whole of Life (WOL) policy) could be more suitable for inheritance tax planning. This will pay the benefit amount when you die – regardless of when that is.
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Immediately effective

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Retain full access and control over your assets

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Very straight forward

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Can be expensive, depending on lifespan

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Requires spare expendible income

Business Relief Investment

Business Property Relief (BPR) has allowed small businesses to be passed through the generations without incurring an Inheritance Tax (IHT) liability.
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Exempt from IHT after 2y

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Optional income taxed as capital

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Retain full access to assets

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Can utilise existing ISAs

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Risk discussion required

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Underlying investments selected by investment manager

Gifting

You may assume that it’s relatively easy to shelter your assets by gifting them to loved ones, but this is not always the case.
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No Costs

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Save 40% IHT over 7y

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Very straight forward

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Lose control and access to assets, entirely

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Must survive for 7y

Providing professional, precise advice for our clients and their future

We specialise in assisting clients to mitigate inheritance tax legally and without touching the grey areas of tax avoidance and evasion. We have been offering this service for many years and we are more than experienced to help you in your decision-making process.

Inheritance Tax itself sounds daunting, however, we are here to ease the process for you.

The benefits of our service
We often have clients come to us with a desire to eliminate issues for their children at the same time as protecting their own financial future. Often, there’s a dilemma between leaving your children as much as possible and leaving yourself with enough to get by comfortably.

Inheritance tax planning can help you to enjoy peace of mind that your future is secure and that your children and any other beneficiaries won’t be faced with a minefield when you pass. Our advisors have the best knowledge and experience to identify effective solutions and make savings.

Why choose us?
If you’re looking for a great inheritance tax planning company, look no further. We are different to other companies as we are experienced and driven, and we know about inheritance tax planning. We have an in-depth knowledge of many acceptable and legitimate processes that can be undertaken to help you and your family to make the most of your assets. Every client is in a unique position, and we adapt the way we work to provide services that work.

It can be a very complex and convoluted matter, but with our team in your corner, you will have nothing to worry about.

Benefits of our service

Our advisors have the best knowledge and experience to identify effective solutions and make savings. We operate in the South West and the rest of the UK, and we assure you that you’re in safe hands. Whether you have a substantial amount of cash or your assets lie in investments or property, we have an expert team on hand to help. Seeing a specialist company like us could help save you a significant amount of money.

Why choose us?

If you’re looking for the best inheritance tax planning company, look no further. We are different to other companies as we are experienced and driven, and we know about inheritance tax planning. We have an in-depth knowledge of many acceptable and legitimate processes that can be undertaken to help you and your family to make the most of your assets. Every client is in a unique position, and we adapt the way we work to provide services that work.

If you have any questions or queries call us on: 0800 093 4115

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