The Loan Trust is an alternative to giving away capital for good…
It does this with a loan to trust. The loan is then invested and the growth is owned by the trust and outside of the estate. The full original capital is fully accessible by the investors (or settlors) and can be taken back at their discretion.
How each of the solutions fare in relation to these issues is indicated above using a traffic light system; green being the most favourable.
Please note: this graphic is subjective to change, not every expert will agree on the distribution of colours. There is much more to know before you act and that you should always seek financial advice first.
IHT Planning is best dealt with holistically, taking into account all of your finances and goals
We have many years of experience in advising clients across the country who wish to use legal processes to protect their estate, and we provide a tailored service for each individual. Our company is well qualified to answer questions and enable you to organise your assets.